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Can my customers buy produce or products directly from my web-site.
Lowest cost option - £200.00 approx - We can set you up with a low cost system called 'Pay Pal' - this is a USA originated internet banking system, now widely used in the UK, which was originally designed to allow people to transfer money from their credit card to someone else's credit card over the Internet. This has been extended so that the payment system can be added on to a website. The advantage is that it is much cheaper than a full-blown 'shopping cart' system to set up. You don't need a merchant account (normal business account with a High St bank)- the payment goes straight into your own credit card. This system is widely used on Ebay. The simplest option is to set up a single payment button i.e. by clicking this button, the purchaser can then enter any amount they like into a box. This amount is then deducted from their credit card. This means that you don't have to have a purchase button alongside all your products, just one which allows the purchaser to pay for any one, or more, of your products, regardless of the price. If they buy more than one product they have to add up the total themselves. Medium and high cost options - £300.00 to £2000.00 approx. These are more complex and more expensive systems which require you to open a merchant account and have a complex 'shopping cart' system. A 'shopping cart' is a system which you see on a lot of websites where you click on the product you require, the product goes into the shopping cart, and then you are taken to an Internet bank which deducts the money from your credit card. There are various methods of doing this with different cost implications. Contact Spider Spider for more details.
Generally, buying items over the Internet works well and is trouble free. However there are one or two points to look out for. If you are a vendor, i.e. a stall holder in the market, and you accept payment for goods from a credit card, there is not a 100% guarantee that you will always get your money. Even if the credit card clears normally, and you receive your payment from Visa or a bank, there is always a possibility that if the card was used fraudulently, the bank or Visa may reclaim the money from yourselves, i.e. the trader, at a later date. This happens very infrequently, and can apply to any transaction using a credit card, not just the internet. However this abuse of the credit card system has been known to occur over the internet so is worth bearing in mind. The only real protection here is to avoid one particular client, especially from abroad, owing you too much money, or purchasing too much from you at any given time, without the funds clearing first. The above advice applies to any credit card transaction, not just Internet ones.
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